New Chase Offers: Up to $700 in Savings and Bonus Points on Cruises in 2025

What Are the New Chase Offers for Cruises?

Announced recently, the Chase Offers for cruises provide significant savings and bonus points for cardholders booking through Voyages by Chase Travel℠, the bank’s dedicated travel portal for luxury cruise bookings. According to reports from The Points Guy and social media posts on X, this promotion includes:

Up to $700 in Savings: Eligible cardholders can receive up to $700 cash back or statement credits on qualifying cruise bookings, depending on the offer’s terms and the card used.
Bonus Points: Additional Ultimate Rewards points are awarded for cruises booked via the portal, with earning rates varying by card and promotion specifics.
Targeted Offer: The offer is targeted, meaning it’s available to select Chase cardholders who activate it through their online account or Chase mobile app.

This promotion is part of Chase’s broader strategy to enhance its travel offerings, competing with rivals like American Express and Capital One. The deal is particularly appealing for holders of premium Chase cards, such as the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, which already offer high rewards rates for travel purchases. Let’s break down the key components to understand how it works.

Eligible Chase Cards

While specific details on eligible cards for the $700 cruise offer are not fully disclosed in available sources, Chase typically extends such promotions to its premium travel and co-branded cards. Based on recent web information and patterns in Chase Offers, the following cards are likely candidates:

Chase Sapphire Reserve® ($550 annual fee):
- Earns 10X points on hotels and car rentals, 5X on flights, and 3X on other travel and dining via Chase Travel.
- Includes Priority Pass Select for lounge access and a $300 annual travel credit.
- Likely to offer the highest savings (up to $700) and bonus points due to its premium status.
Chase Sapphire Preferred® Card ($95 annual fee):
- Earns 5X points on travel booked through Chase Travel, 3X on dining, and 2X on other travel.
- Recent promotions include a 100,000-point welcome offer after spending $5,000 in 3 months.
- May qualify for a lower savings tier (e.g., $250-$500) but still offers significant value.
United MileagePlus® Cards (e.g., United Club℠ Infinite Card, $525 annual fee):
- Offers travel credits and United-specific perks, including up to $700 in annual partner credits.
- Likely eligible for cruise offers, especially for United Cruises bookings.
Marriott Bonvoy® Cards (e.g., Marriott Bonvoy Boundless® Card):
- May qualify through partnerships with Cruise with Points, which offers up to $700 in instant savings.

Note: Eligibility depends on whether the offer appears in your Chase account. Log in to your Chase online banking or app, navigate to the “Chase Offers” section, and check for cruise-related promotions. If targeted, you must activate the offer before booking.

How the Offer Works

The Chase cruise offer is designed to incentivize bookings through Voyages by Chase Travel℠, a curated platform offering luxury cruise lines like Royal Caribbean, Norwegian, and Princess Cruises. Here’s a step-by-step look at how to take advantage of it:

Check Eligibility:
- Log in to your Chase account and visit the “Chase Offers” or “Ultimate Rewards” section.
- Look for a cruise-specific offer (e.g., “Get up to $700 back on Voyages by Chase Travel℠ cruises”).
- Activate the offer by clicking “Add to Card.” Offers are typically time-sensitive, so act quickly.
Book Your Cruise:
- Visit Voyages by Chase Travel℠ through the Chase Travel portal or call the dedicated cruise line.
- Choose a qualifying cruise (specific lines or minimum spend may apply, e.g., $1,000+ bookings).
- Pay with the eligible Chase card linked to the offer.
Earn Savings and Points:
- Cash Back/Statement Credit: Receive up to $700 back, either as a statement credit or cash back, depending on the offer’s structure. For example, a Reddit user noted similar Chase Offers providing $250 off $1,000 cruise balances.
- Bonus Points: Earn additional Ultimate Rewards points based on your card’s travel earning rate (e.g., 5X with Sapphire Preferred, 10X with Sapphire Reserve) plus any promotional bonus points.
Track Your Rewards:
- Savings typically post to your account within 7-14 business days after the transaction.
- Bonus points may appear in your Ultimate Rewards balance after the booking is complete.

Example: A cardholder with the Chase Sapphire Reserve books a $5,000 cruise through Voyages by Chase Travel℠. They activate a $700 cash back offer, earn 25,000 points (5X on travel), and receive additional bonus points (e.g., 5,000, depending on the promotion). The total value could exceed $1,000 in savings and rewards.

Maximizing the $700 Savings and Bonus Points

To get the most out of this offer, strategic planning is key. Here are tips to maximize your savings and rewards:

Choose a High-Value Cruise: Opt for a cruise with a higher cost (e.g., $2,000-$5,000) to qualify for the maximum $700 savings. Luxury lines like Silversea or Viking, which offer up to $700 in onboard credits, may align with this promotion.
Stack with Other Offers: Check for additional Chase Offers (e.g., $250 off $1,000, as noted on Reddit) or cruise line promotions (e.g., Royal Caribbean’s $700 off deal). Combining these can amplify savings.
Use the Right Card: Book with a card offering the highest travel rewards rate, like the Sapphire Reserve (5X-10X points). Redeem points through Chase Travel for 50% more value (1.5 cents/point with Reserve, 1.25 cents with Preferred).
Leverage Partner Programs: If booking through a co-branded card like a United or Marriott card, explore partner promotions. For example, Marriott’s Cruise with Points offers 3X points (up to 30,000) on cruises.
Plan for Credits: Use your card’s existing travel credits (e.g., $300 annual credit with Sapphire Reserve) to offset other travel expenses, effectively lowering your out-of-pocket costs.

Pro Tip: If the offer requires a minimum spend (e.g., $1,000), book a cruise just above the threshold to maximize the savings percentage. For example, a $700 credit on a $1,000 booking yields a 70% discount.

Eligible Cruise Lines and Destinations

While exact cruise lines for the Chase offer aren’t fully specified, Voyages by Chase Travel℠ typically partners with major operators. Based on web sources, you can expect:

Royal Caribbean: Offers up to $700 off select 2025 cruises, aligning with Chase’s promotion. Destinations include the Caribbean, Alaska, and Europe.
Princess Cruises: Provides 20,000 bonus points for spending $500 in 90 days, ideal for stacking with Chase Offers. Popular routes include the Mediterranean and Hawaii.
Norwegian Cruise Line: Known for freestyle cruising, likely included with Caribbean and Alaskan itineraries.
Silversea and Viking: Luxury lines offering up to $700 in onboard credits, perfect for premium travelers.
Marriott’s Cruise with Points: Includes various lines with up to $700 instant savings, covering destinations like the Bahamas and Norwegian fjords.

Destinations: The offer likely applies to a wide range of itineraries, from short Caribbean getaways to transatlantic voyages. Check the Chase Travel portal for specific sailings and restrictions.

Who Should Take Advantage of This Offer?

This Chase cruise offer is best suited for:

Frequent Travelers: Cardholders with premium Chase cards (e.g., Sapphire Reserve) who can stack rewards and credits.
Cruise Enthusiasts: Those planning a 2025 cruise, especially with luxury or mainstream lines like Royal Caribbean or Viking.
High Spenders: Businesses or individuals who can meet minimum spend requirements for maximum savings.
Rewards Maximizers: Travel hackers who redeem Ultimate Rewards points for high-value travel or transfers to partners like United or Hyatt.

Not Ideal For:

Infrequent travelers who won’t use lounge access or travel credits.
Those without targeted offers in their Chase account.
Budget travelers unable to meet high minimum spends.

Potential Drawbacks and Considerations

While the offer is enticing, keep these factors in mind:

Targeted Nature: Not all cardholders will see the offer, limiting accessibility. Check your account regularly for updates.
Minimum Spend: Savings may require a significant booking cost (e.g., $1,000+), which could exclude shorter or cheaper cruises.
Limited Time: Chase Offers are typically time-sensitive, often expiring within weeks. Activate and book promptly.
Redemption Restrictions: Bonus points and credits may have specific terms, such as applying only to certain cruise lines or sailing dates.
Annual Fees: Premium cards like the Sapphire Reserve ($550) require ongoing costs, though credits and rewards often offset them.

Mitigation: Verify offer details in your Chase account, compare cruise prices across platforms, and ensure the booking aligns with your travel plans to avoid overspending.

Sentiment from Travelers in 2025

Recent posts on X and web sources reflect excitement about Chase’s cruise offer:

The Points Guy highlights the deal as a “massive opportunity” for up to $700 in savings, emphasizing its appeal for Chase cardholders.
A Reddit user noted similar Chase Offers for cruises, with $250 off $1,000 bookings, suggesting stacking potential for even greater savings.
On X, travelers praise Chase’s travel portal for its flexibility, with one user excited about combining the offer with Sapphire Reserve’s 5X points on travel.

These sentiments underscore the offer’s value for rewards-focused travelers, but always confirm terms directly with Chase, as user experiences may vary.

How to Book and Activate the Offer

Follow these steps to secure your savings and points:

Log In: Access your Chase online account or mobile app.
Find the Offer: Navigate to “Chase Offers” or “Ultimate Rewards” and look for the cruise promotion. It may appear under “Travel” or “Voyages by Chase Travel℠.”
Activate: Click “Add to Card” to activate the offer. Note the expiration date and minimum spend requirements.
Book: Visit Voyages by Chase Travel℠ online or call the cruise booking line. Select a qualifying cruise and pay with your activated Chase card.
Confirm: Check your account post-booking to ensure the credit and bonus points are applied (typically within 7-14 days).

Pro Tip: Screenshot the offer details before activation in case you need to reference them later with Chase customer service.

Comparing to Other Cruise Promotions

To put Chase’s offer in context, consider these competing cruise deals:

American Express: Some Amex cardholders receive cruise offers (e.g., $250 off $1,000), but Amex’s cruise portal is less robust than Chase’s.
Royal Caribbean: Offers up to $700 off 2025 cruises, which could stack with Chase’s deal for double savings.
Marriott’s Cruise with Points: Provides up to $700 instant savings and 3X points, ideal for Bonvoy cardholders but less flexible than Chase’s cash back.
Silversea/Viking: Luxury lines offer $500-$700 in onboard credits, complementing Chase’s offer for premium travelers.

Chase’s offer stands out for its cash back component and integration with Ultimate Rewards, making it more versatile than onboard credits or points-only deals.

Final Thoughts

The New Chase Offers for cruises in 2025, providing up to $700 in savings and bonus points, are a fantastic opportunity for cardholders to make their dream vacation more affordable and rewarding. By booking through Voyages by Chase Travel℠ with an eligible card like the Chase Sapphire Reserve or Sapphire Preferred, you can unlock significant cash back, earn high rewards rates, and potentially stack with other promotions for even greater value. This targeted offer is best for frequent travelers, cruise enthusiasts, and rewards maximizers who can meet minimum spend requirements and act before the deal expires.